Only you can answer this question.
Whatever you decide to do, make it work and don't analyze it too much. Move forward. Use either situation to get better.
I tend to think we all could do more/better if we take better steps. We all can probably do more than we think we can. We all will be in a better place later by what we do now - how much we choose to stretch now, how much we don't avoid.
Good luck with either way you go!